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Benefits Consultant
800-391-9209
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Defined Contribution Employer Health Benefits

How Does GroupHRA Work?

  • Raise the Annual Deductible on your group health insurance policy and lower your monthly premium up to 50% or more
  • Give part of your premium savings to your employees in HRA allowances to pay their under-deductible expenses
  • Save an additional 10%-15% by canceling dental/vision and including these in your GroupHRA


8:00 AM — Employee Visits Doctor

Employee visits a medical provider or receives their insurance premium statement, pays the bill, and gets receipt.

9:00 AM — Employee Submits Claim

Employee logs in to GroupHRA and submits claim with receipt online or by fax.


10:00 AM — Claim Approved by GroupHRA

Zane Benefits staff examine receipt and process claim. Employer receives instant notification of approved claim by e-mail.


11:00 AM — Employee Reimbursed

Employer receives instant notification of approved claim and reimburses employee with:

  • Paper check to employee,
  • Addition to employee's monthly payroll, or
  • Direct deposit to employee's checking account.

Get started now, and present your employees with their new health benefits tomorrow.



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Why use GroupHRA?


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